Yeah Baby!

Well actually, EVERYONE, the time is now. If you have been paying attention to the U.S. stock market, you know the last couple of weeks have been brutal. Nasty. Ugly. Insert your descriptive word here. The DOW dropped another 445 points today or about 5.5%. Add that to the 427 point drop yesterday and we are sitting at 7552.29. I am approaching a 50% loss in my retirement funds. Seventeen years of savings. Is the carnage over? Who knows? But, I do know this. I couldn’t be happier. I’m continuing to invest. This is a buying opportunity baby!

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Drink Water!

Back 1998, a year after we quit smoking, something strange began to take place. My wife and I had put on more than a few extra pounds! So started our ten year battle of diets and exercise to try and return to our former glory!

I had read somewhere that it was very important to drink plenty of water while dieting and exercising. Makes sense, flush your system and replenish your perspiration. Not to mention the fact that my beloved grandmother has never felt that I drink enough water. She makes a point to always offer me a glass. Armed with this information, I had an idea. Our family needed to drink more water!

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Swipe yourself to the poorhouse! 

So you have scrimped and saved. Done without some of life’s luxuries. You have managed to build up a nice little nest egg. You have plans to retire in comfort. And then it happened. You started using your shinny, new 401k debit card. Borrowing against your future.

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